FP II improves fastest when you practice small sets (one topic at a time) and keep a miss log for:
- the concept being tested
- the formula/definition you needed
- why the wrong answer looked attractive
High-yield practice categories (from the official blueprint):
- planning practice and client risk profile workflow
- savings planning, debt management, and mortgage planning
- investment management and performance evaluation (concept)
- tax planning strategies and registered/trust account use cases (concept)
- retirement planning needs analysis and product mechanics (RRSP/RRIF/LIF/annuities) (concept)
- insurance needs analysis and policy/contract details (concept)
- small business planning and business law framing (concept)
- family law impacts on client plans (concept)
- estate planning: trusts, POA scope, wills, probate, and taxes (concept)
Start practicing
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