FP I improves fastest when you practice small sets (one topic at a time) and keep a miss log for:
- the concept being tested
- the formula/definition you needed
- why the wrong answer looked attractive
High-yield practice categories (from the official blueprint):
- planning process + advisor role (“best next step”)
- cash flow, budgeting, credit fundamentals, and debt service ratios (concept)
- mortgages vocabulary, affordability framing, and creditor insurance (concept)
- taxation basics: income types, deductions vs credits (concept)
- investments: risk/return language, product types, TFSA/RESP use cases (concept)
- retirement: registered plans and retirement needs framing (concept)
- wills, probate, POA scope, and vulnerable client considerations (concept)
- risk management and life insurance types/needs (concept)
Start practicing
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