This is a 30‑day plan you can compress (2–3 weeks) or stretch (6–8 weeks). It follows the four official competencies (35/30/25/10) and builds in repetition so knowledge sticks.
If you’re studying part-time, keep the order and stretch the timeline. Don’t skip review days.
Weekly cadence (simple and effective)
- Mon–Thu: Learn + short drills (10–20 questions)
- Fri: Consolidation + revise your miss log
- Sat: Mixed set (30–40 questions) + deep review
- Sun: Light review (cheatsheet + weak objectives)
Days 1–10: Competency 1 (35%) — Assess needs and situation
- Work Topic 1 in the Syllabus in order.
- Build a one-page “investor fact-find checklist” (goal, horizon, liquidity needs, risk capacity/tolerance, registered vs non-registered context at a high level, beneficiary intent).
- Practice: daily short drills, focused on identifying constraints (liquidity/time horizon) and missing facts.
Days 11–19: Competency 2 (30%) — Analyze products that meet the need
- Learn the core structures at a high level: segregated funds (insurance contract with guarantees) and annuities (income/settlement structures).
- Make a one-page comparison sheet: seg funds vs mutual funds (beneficiaries/guarantees/costs) and annuity types (immediate/deferred, life/term-certain, guarantee periods).
- Practice: write a one‑sentence “because” for every correct choice, explicitly referencing the constraint (time horizon, liquidity, risk).
Days 20–26: Competency 3 (25%) — Implement a recommendation
- Translate needs into a recommendation: product type, allocation/structure (high level), beneficiary approach (fact-dependent), and key disclosures.
- Focus on the exam’s “implementation hygiene”: explain fees, restrictions, and the conditions on guarantees clearly.
- Practice: mixed sets with a time cap; prioritize clear reasoning over trivia.
Days 27–30: Competency 4 (10%) — Service the coverage
- Servicing and review triggers: life events, beneficiary changes, suitability reviews, and what changes can affect guarantees (policy-specific).
- Practice: short drills + review the most common servicing pitfalls.
Final week checklist
- You can explain “why seg funds vs mutual funds” in one paragraph, including trade-offs.
- You can classify annuities correctly (immediate vs deferred; life vs term-certain) and match them to the goal.
- Your miss log themes are shrinking (fewer repeats).
✅ Next: review the Cheatsheet, then do a mixed set via Practice.