This is a 30‑day plan you can compress (2–3 weeks) or stretch (6–8 weeks). It follows the four official competencies (35/30/25/10) and builds in repetition so knowledge sticks.
If you’re studying part-time, keep the order and stretch the timeline. Don’t skip review days.
Weekly cadence (simple and effective)
- Mon–Thu: Learn + short drills (10–20 questions)
- Fri: Consolidation + revise your miss log
- Sat: Mixed set (30–40 questions) + deep review
- Sun: Light review (cheatsheet + weak objectives)
Days 1–10: Competency 1 (35%) — Assess needs and situation
- Work Topic 1 in the Syllabus in order.
- Build a one-page “client fact-find checklist” (income, debts, dependents, assets, existing coverage, time horizon).
- Practice: daily short drills, focused on identifying the need and key missing facts.
Days 11–19: Competency 2 (30%) — Analyze products that meet the need
- Term vs permanent: when each is defensible.
- High-level underwriting logic: why certain facts matter.
- Practice: force yourself to write a one‑sentence “because” for every correct choice.
Days 20–26: Competency 3 (25%) — Implement a recommendation
- Translate needs into a recommendation and anticipate objections.
- Documenting the rationale (what would you record in file notes?).
- Practice: mixed sets with a time cap; prioritize clear reasoning over trivia.
Days 27–30: Competency 4 (10%) — Service the coverage
- Policy servicing basics: beneficiary/ownership changes, reinstatement, loans/withdrawals (high-level), claims process mindset.
- Practice: short drills + review the most common servicing pitfalls.
Final week checklist
- You can explain “why this product” in one paragraph without contradictions.
- You consistently score above your target on mixed sets.
- Your miss log themes are shrinking (fewer repeats).
✅ Next: review the Cheatsheet, then do a mixed set via Practice.