This is a 30‑day plan you can compress (2–3 weeks) or stretch (6–8 weeks). It follows the four official competencies (35/30/25/10) and builds in repetition so knowledge sticks.
If you’re studying part-time, keep the order and stretch the timeline. Don’t skip review days.
Weekly cadence (simple and effective)
- Mon–Thu: Learn + short drills (10–20 questions)
- Fri: Consolidation + revise your miss log
- Sat: Mixed set (30–40 questions) + deep review
- Sun: Light review (cheatsheet + weak objectives)
Days 1–10: Competency 1 (35%) — Assess needs and situation
- Work Topic 1 in the Syllabus in order.
- Build a one-page “A&S fact-find checklist” (income stability, sick leave, group benefits, medical expense exposure, travel, dependents, budget).
- Practice: daily short drills, focused on identifying the exposure and missing facts.
Days 11–19: Competency 2 (30%) — Analyze products that meet the need
- Learn the “big five” product buckets at a high level: DI, CI, LTC, extended health/dental, travel medical.
- Make a one-page comparison table: trigger → benefit type (indemnity vs reimbursement) → typical exclusions/limits (high level).
- Practice: force yourself to write a one‑sentence “because” for every correct choice.
Days 20–26: Competency 3 (25%) — Implement a recommendation
- Translate needs into a recommendation: what coverage, what limits (high level), what waiting/benefit periods, what riders/options.
- Practice explaining limitations/exclusions clearly (especially pre-existing condition logic and coordination rules at a high level).
- Practice: mixed sets with a time cap; prioritize clear reasoning over trivia.
Days 27–30: Competency 4 (10%) — Service the coverage
- Claims and servicing mindset: what changes trigger a review (job change, income change, family change, travel, health changes).
- Understand (high level) how claims are documented and why accuracy matters.
- Practice: short drills + review the most common servicing pitfalls.
Final week checklist
- You can identify the exposure (income vs expenses vs long-duration care) in one sentence.
- You can explain the contract mechanics (waiting/benefit period, key triggers) without contradictions.
- Your miss log themes are shrinking (fewer repeats).
✅ Next: review the Cheatsheet, then do a mixed set via Practice.