SCI CMFAS RES5 Practice Test: Rules, Ethics & Skills
Practice SCI CMFAS RES5 Rules, Ethics and Skills for Financial Advisory Services with Finance Prep sample exam questions, practice tests, timed mock exams, topic drills, and detailed explanations for financial advisers and representatives, recommendations and disclosures, representative conduct and competency, AML/CFT/PF and sanctions, incident and technology risk, investment-linked policies, licensing and fitness, fair dealing and distribution controls, collective investment schemes, market conduct, CPF, professional ethics, client relationships, fact finding, needs analysis, recommendations, and portfolio review.
Open Finance Prep for 600 original SCI CMFAS RES5 practice questions, practice tests, timed mock exams, topic drills, question-bank review, detailed explanations, and progress tracking across web and mobile. The bank tests financial advisers and representatives, recommendations and disclosures, representative conduct and competency, AML/CFT/PF and sanctions, incident and technology risk, investment-linked policies, licensing and fitness, fair dealing and distribution controls, collective investment schemes, market conduct, CPF, professional ethics, client relationships, fact finding, needs analysis, recommendations, and portfolio review, not trivia or puzzle questions.
SCI is the Singapore College of Insurance. CMFAS RES5 is the rules, ethics, and advisory-skills module for candidates performing specified financial-advisory activities in Singapore. This bank targets 1st Edition Version 1.3 for examinations from 22 September 2026; candidates sitting earlier should confirm the applicable study-text version with SCI.
Finance Prep’s SCI CMFAS RES5 practice is original and provider-specific. Mastery Exam Prep / Finance Prep is independent from Singapore College of Insurance (SCI); public preview pages are not official Singapore College of Insurance (SCI) questions, copied live-exam content, or exam dumps.
Practice preview
Use this page to start the web app before longer mixed practice. For a public question-style check, use the quick review and the free-practice page in this exam section; the interactive app remains the primary practice path.
- cheat sheet : Review the RES5 two-part structure, regulatory decision method, ethics and advisory process, common distinctions, and final practice sequence.
- Free practice exam : Try 150 free SCI CMFAS RES5 Rules, Ethics and Skills for Financial Advisory Services practice exam questions across the two official parts and 15 Finance Prep planning topics, with answers, explanations, timed mock exams, topic drills, and the Finance Prep next step.
How to use this practice bank
Start with a short mixed set to identify weak areas, move into focused topic drills, and review every explanation before returning to varied timed practice. Where public practice pages are available, Hugo renders them in this section without a hand-maintained child-page list.
Exam snapshot
| Item | Detail |
|---|---|
| Provider | Singapore College of Insurance (SCI) |
| Official exam route | CMFAS RES5: Rules, Ethics and Skills for Financial Advisory Services |
| Credential identity | SCI is the Singapore College of Insurance; RES5 is Rules, Ethics and Skills for Financial Advisory Services. |
| Public exam format | 150 multiple-choice questions in 180 minutes; Part I has 110 questions with a 75% pass mark, Part II has 40 questions with an 80% pass mark, and both parts must be passed |
| Finance Prep bank | 600 original practice questions |
| Practice format | Practice tests, mock exams, topic drills, sample exam questions, and detailed explanations |
| Best fit | Singapore financial-advisory candidates preparing to advise on specified investment products or to advise on and arrange life insurance policies, subject to the applicable CMFAS module requirements. |
What to practice first
| If you need to… | Start with… | What to prove before moving on |
|---|---|---|
| Check whether this is the right route | Official-source check and web app preview | You can identify the exam route, provider, and topic scope without mixing it with another licence or paper. |
| Find weak areas quickly | Focused topic drills | You can name the rule, document, calculation, or conduct point behind each miss. |
| Train exam timing | Timed mock exams | You can answer unseen mixed questions without stalling on one scenario. |
| Build final-week confidence | Missed-question and explanation review | You can explain why the best option fits the facts and why tempting alternatives fail. |
Topic coverage
| Topic | Topic weighting or practice allocation | Practice use |
|---|---|---|
| Financial Advisers, Representatives, and the FAA | 12% | Practice focus |
| Recommendations and Client Disclosures | 8% | Practice focus |
| Introducers, Representative Conduct, and Competency | 7% | Practice focus |
| AML, CFT, Proliferation Financing, and Sanctions | 7% | Practice focus |
| Incident Reporting, Technology Risk, DPI, and Cyber Hygiene | 5% | Practice focus |
| Investment-Linked Policy Regulation | 4% | Practice focus |
| Licensing, Fitness, Independence, and Representative Due Diligence | 5% | Practice focus |
| Fair Dealing, Distribution, and Advisory Controls | 11% | Practice focus |
| Collective Investment Scheme Code | 5% | Practice focus |
| Securities Dealing and Market Conduct | 4% | Practice focus |
| Central Provident Fund | 5% | Practice focus |
| Professional Ethics and Behaviour | 7% | Practice focus |
| Conflicts, Fair Dealing, and Ethical Marketing | 6% | Practice focus |
| Client Relationships, Fact Finding, and Needs Analysis | 5% | Practice focus |
| Financial Analysis, Recommendations, and Review | 9% | Practice focus |
SCI publishes a 110-question Part I and 40-question Part II split but does not publish topic-level weights. The percentages above are Finance Prep’s planning allocation across the 600-question bank: topics 1-11 total 73% for Part I and topics 12-15 total 27% for Part II.
Official-source check
Use Singapore College of Insurance (SCI) as the official source for current eligibility, syllabus, exam, booking, and candidate rules. Finance Prep is for original practice, topic drills, mock exams, and explanations after you confirm the current official route.
In this section
- SCI CMFAS RES5 Cheat SheetCheat sheet: use a compact RES5 reference for Singapore financial-advisory actors, source hierarchy, product and client scope, controls, ethics, and advisory workflow.
- SCI CMFAS RES5 Study PlanUse a four-stage RES5 study plan that balances Part I regulation with the higher Part II pass requirement, timed practice, and explanation review.
- SCI CMFAS RES5 Exam BlueprintMap the official RES5 110-question Part I and 40-question Part II structure to Finance Prep's 15 planning topics and 600-question bank.
- SCI CMFAS RES5 Scenario Practice GuideUse a repeatable method for RES5 regulatory, ethics, fact-find, recommendation, control, incident, and client-review scenarios.
- Free SCI CMFAS RES5 Practice ExamTry 150 free SCI CMFAS RES5 Rules, Ethics and Skills for Financial Advisory Services practice exam questions across the two official parts and 15 Finance Prep planning topics, with answers, explanations, timed mock exams, topic drills, and the Finance Prep next step.
- SCI CMFAS RES5 Official ResourcesUse official SCI, MAS, Singapore legislation, CPF, and MoneySense sources to verify the RES5 version, format, candidate rules, and current requirements.