C81 General Insurance Quick Reference

Compact C81 General Insurance quick reference for key terms, formulas, checks, and practice decisions.

Quick reference scope

Use this page as a compact reference while practising C81 General Insurance. It is not official Insurance Institute of Canada material. It is a short checklist for risk, indemnity, policy promise, market role, underwriting fact, claim trigger, ethical duty, and regulatory boundary.

Core decision filter

StepAsk
IdentifyWhat exact topic, role, document, product, property, or transaction is being tested?
ClassifyIs this a rule, calculation, suitability, disclosure, coverage, conduct, process, or timing question?
ApplyWhich fact in the stem changes the answer?
DefendCan I explain why the best answer is stronger than the distractor?

Topic reference

TopicQuick check
Risk and Insurance FoundationsState the decision rule, then test it with one short practice set.
Insurance Categories and FunctionsState the decision rule, then test it with one short practice set.
Insurance Companies and Market OperationsState the decision rule, then test it with one short practice set.
Sales, Distribution, and IntermediariesState the decision rule, then test it with one short practice set.
Insurance Contracts and Policy StructureState the decision rule, then test it with one short practice set.
Underwriting and Rating BasicsState the decision rule, then test it with one short practice set.
Claims FundamentalsState the decision rule, then test it with one short practice set.
Ethics and ProfessionalismState the decision rule, then test it with one short practice set.
Regulatory FrameworkState the decision rule, then test it with one short practice set.

Before a timed set

  • Review the last five missed explanations.
  • Check the official route if you are unsure which exam or course applies.
  • Start with a focused drill if one topic is still weak.
  • Use timed mixed practice after topic mistakes become less frequent.