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CSI Applied Financial Planning Exam 2 Cheat Sheet

Review a compact Applied Financial Planning Exam 2 cheat sheet for case reading, dominant issue triage, response structure, professional conduct, cash flow, insurance, investment, tax, retirement, and estate planning before Finance Prep vignette practice.

Use this AFP Exam 2 cheat sheet as a case-synthesis checklist before vignette practice. The exam is case-based, so the strongest response identifies the dominant issue, supports it with client facts, and frames a defensible recommendation or next step.

Open AFP Exam 2 practice for the free case diagnostic, focused case pages, detailed explanations, and the full Finance Prep vignette route.

Exam snapshot

ItemAFP Exam 2 cue
ProviderCSI
ExamApplied Financial Planning Certification Examination - AFP Exam 2
Formatfour case studies with related constructed-response questions in 3 hours
Main practice behaviorcase reading, issue ranking, evidence selection, and response structure
Finance Prep statuslive companion vignette practice available

Case checklist

DomainWeightWhat to knowCommon trap
Professional Conduct and Regulatory Compliance10%ethics, disclosure, duty, referral, professional boundariesgiving technical advice when the conduct issue should control
Client Relationship and Practice Management7%engagement scope, client communication, assumptions, missing factsanswering before clarifying what the planner knows
Asset and Liability Management13%cash flow, debt, liquidity, household balance-sheet constraintsrecommending a strategy the cash flow cannot support
Risk Management and Insurance12%exposure, coverage amount, ownership, beneficiary, implementationnaming a policy without explaining the planning problem
Investment Planning15%allocation, account type, risk capacity, tax, liquidity, objectivesolving the portfolio while ignoring tax or retirement constraints
Tax Planning14%after-tax tradeoffs, deductions, credits, deferral, taxable eventsletting arithmetic replace the planning conclusion
Retirement Planning19%retirement-income need, sequencing, pensions, withdrawals, longevitymissing the retirement fact that controls the case priority
Estate Planning10%wills, powers of attorney, trusts, beneficiaries, control, transfertreating estate planning as only beneficiary naming

Must-know distinctions

  • Case fact versus case noise: use the fact that changes the recommendation.
  • Technical answer versus planning answer: a correct rule can be weak if it does not address the client priority.
  • Missing fact versus recommendation: sometimes the best response is to gather or verify information.
  • Calculation versus conclusion: numbers should support the recommendation, not replace it.
  • Referral versus direct advice: legal, tax, insurance, business, or estate issues may need coordination.
  • Written response versus idea list: a strong response states the action, evidence, and tradeoff.

Common traps

  • Listing every relevant topic instead of ranking the dominant issue.
  • Answering the technical subtopic before identifying the client problem.
  • Ignoring liquidity, tax, estate, or insurance consequences because an investment answer looks attractive.
  • Treating AFP Exam 2 as AFP Exam 1 with longer stems.
  • Failing to explain why the recommendation follows from the case facts.

Practice strategy

For each AFP Exam 2 case miss, write three lines: controlling fact, recommended action or next step, and why the rejected option is weaker. If your response becomes a list of ideas, return to focused case pages and practise ranking the dominant issue first.

Revised on Friday, May 22, 2026